@charset "UTF-8";
:root{--navy:#102b43;--dark:#0b2135;--gold:#c7a366;--paper:#f7f5f0;--ink:#263a4a;--muted:#586b78;--line:#dce2e5}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:120px}body{margin:0;color:var(--ink);background:white;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:4px}img{max-width:100%;display:block}button,input,textarea,select{font:inherit}button,a,input,textarea,select,summary{touch-action:manipulation}button,summary{cursor:pointer}.container{width:min(1200px,calc(100% - 64px));margin-inline:auto}.topbar{background:var(--dark);color:#e1e8ed;font-size:11px;letter-spacing:1.6px}.topbar .container{display:flex;justify-content:space-between;padding-block:8px}.topbar a{text-decoration:none;letter-spacing:.6px}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:100px}.brand{width:142px;flex-shrink:0}.brand img{width:142px;height:94px;object-fit:contain}nav{display:flex;align-items:center;gap:22px;font-size:13px;font-weight:600}nav>a{text-decoration:none;white-space:nowrap}nav>a:hover,nav>a[aria-current]{color:#836232}.nav-cta{background:var(--navy);color:#fff;padding:12px 17px}nav .nav-cta:hover{color:#fff;background:#1b435f}.nav-group{position:relative}.nav-group summary{list-style:none;white-space:nowrap}.nav-group summary::-webkit-details-marker{display:none}.nav-group summary:after{content:'⌄';margin-left:6px}.dropdown{position:absolute;top:35px;left:-18px;min-width:250px;padding:14px;background:white;box-shadow:0 15px 45px #102b4322;border:1px solid var(--line)}.dropdown a{display:block;padding:7px;text-decoration:none}.dropdown a:hover{background:var(--paper)}.menu-toggle{display:none;border:1px solid var(--line);background:white;padding:8px 14px;color:var(--navy)}.hero{background:var(--navy);color:white;overflow:hidden}.hero-layout{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center;padding-block:80px;min-height:500px}.eyebrow{display:block;font-size:11px;font-weight:700;letter-spacing:2.5px;color:#8a682f;margin-bottom:18px}.hero .eyebrow,.cta .eyebrow{color:#d5b77f}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;line-height:1.12;font-weight:400;margin:0 0 22px}h1{font-size:clamp(36px,4.5vw,62px);letter-spacing:-1.5px;max-width:730px}h2{font-size:clamp(30px,3.3vw,44px);letter-spacing:-.8px}h3{font-size:25px;line-height:1.25}p{margin:0 0 20px}.hero-copy>p{color:#d0dbe3;font-size:17px;max-width:590px;margin:26px 0 32px}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;padding:16px 24px;background:var(--gold);color:var(--dark);font-size:14px;font-weight:700;text-decoration:none;border:1px solid transparent;min-height:54px}.button:hover{background:#d7b780}.button span{font-size:22px;line-height:1}.hero-image{position:relative;border:1px solid #bba07377;padding:12px}.hero-image>img{height:390px;object-fit:cover;width:100%}.image-caption{background:var(--dark);padding:18px 20px;position:absolute;bottom:32px;left:-24px;font-size:11px;letter-spacing:2px;border-left:3px solid var(--gold)}.image-caption span{display:block;margin-top:6px;font-size:13px;letter-spacing:0;color:#d9e2e8}.hero-mark{font-family:Georgia,serif;font-size:240px;color:#c7a36630;text-align:center;border:1px solid #c7a36640;line-height:1.1;padding:30px}.hero-mark span{display:block;font-family:Arial,sans-serif;font-size:10px;letter-spacing:2px;color:#d5b77f}.trust{background:var(--paper);border-bottom:1px solid #e8e2d6}.trust .container{display:flex;justify-content:space-around;padding-block:22px;font-size:13px}.trust span:before{content:'✓';color:#8a682f;margin-right:10px}.section{padding-block:88px}.soft{background:var(--paper)}.section-head{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:end;margin-bottom:36px}.section-head p{color:var(--muted);max-width:480px}.cards{display:grid;gap:24px;margin-top:36px}.three{grid-template-columns:repeat(3,minmax(0,1fr))}.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{padding:32px;border:1px solid var(--line);background:white;display:flex;flex-direction:column;align-items:flex-start}.card-num{font-size:13px;color:#8a682f;margin-bottom:28px}.card p{color:var(--muted);font-size:15px}.text-link{font-size:13px;font-weight:700;text-decoration:none;border-bottom:1px solid #c7a366;margin-top:auto;padding-top:14px;display:flex;width:100%;justify-content:space-between}.text-link span{color:#8a682f}.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:42px;margin-top:45px}.steps article{border-top:1px solid #c7a366;padding-top:24px}.steps article>span{font-family:Georgia,serif;font-size:40px;color:#99753b;display:block;margin-bottom:16px}.steps p{font-size:15px;color:var(--muted)}.cta{background:var(--dark);color:white;padding:65px 0}.cta-layout{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0}.form-section{background:var(--paper)}.form-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}.notice{font-size:14px;padding:18px 22px;border-left:2px solid var(--gold);background:#fff;margin:28px 0;color:var(--muted)}.notice a{color:var(--navy);font-weight:600}.contact-line{display:block;text-decoration:none;font-weight:700;margin-bottom:9px}.form-card{padding:36px;background:white;border:1px solid var(--line)}form>label,.form-grid label{display:block;font-size:13px;font-weight:600;margin-bottom:7px}input:not([type=checkbox]):not([type=radio]),textarea,select{width:100%;padding:12px 14px;background:#fbfcfc;border:1px solid #cbd5dc;border-radius:0;color:var(--ink);margin-bottom:20px;min-width:0}textarea{resize:vertical}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}fieldset{border:0;padding:0;margin:0 0 24px;min-width:0}legend{font-size:13px;font-weight:700;padding:0;margin-bottom:10px}.choices{display:flex;flex-wrap:wrap;gap:10px}.choice{display:flex;align-items:center;gap:6px;padding:8px 10px;background:var(--paper);font-size:12px;cursor:pointer}input[type=radio],input[type=checkbox]{accent-color:var(--navy);width:16px;height:16px;flex-shrink:0}.consent{display:flex!important;align-items:flex-start;gap:10px;line-height:1.55;font-weight:400!important;margin:24px 0!important}.consent input{margin-top:3px}.required-note{font-size:12px;color:var(--muted);margin:0 0 18px}form>.button{width:100%;justify-content:space-between}form>.button+.required-note{text-align:center;margin:12px 0 0}.trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.alert{padding:22px;margin-bottom:24px}.alert h3{font-size:22px;margin-bottom:12px}.alert p,.alert ul{margin-bottom:0}.error{background:#fff3f0;border:1px solid #ca8570;color:#752f1d}.success{background:#eef7f0;border:1px solid #7fad8e;color:#205b35}.prose{max-width:850px}.prose h1{font-size:46px;margin-bottom:30px}.prose h2{font-size:28px;margin:40px 0 16px}.prose p{line-height:1.8}.prose a{overflow-wrap:anywhere}footer{background:var(--navy);color:#d3dfe7;padding-top:60px;font-size:13px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:80px;padding-bottom:40px}.footer-grid h2{font-family:Arial,sans-serif;font-size:12px;text-transform:uppercase;letter-spacing:2px;color:#d5b77f;margin:0 0 22px}.footer-grid a{display:block;margin-bottom:10px;text-decoration:none}.footer-grid p{margin-top:20px;max-width:300px}.footer-brand{font-family:Georgia,serif;font-size:38px;line-height:1;color:#d5b77f}.footer-brand span{display:block;font-family:Arial,sans-serif;font-size:10px;letter-spacing:5px;margin-top:10px}.footer-bottom{border-top:1px solid #ffffff22;padding-block:22px;display:flex;justify-content:space-between;gap:20px;font-size:11px}.skip{position:fixed;top:-100px;left:16px;padding:12px;background:#fff;color:var(--navy);z-index:100}.skip:focus{top:12px}:focus-visible{outline:3px solid #8b651c;outline-offset:4px}#votre-demande{scroll-margin-top:100px}
@media(max-width:1100px){nav{gap:13px;font-size:12px}.header-inner{gap:10px}.brand,.brand img{width:110px}.hero-layout{gap:36px}.form-layout{gap:40px}.footer-grid{gap:40px}}
@media(max-width:900px){.container{width:calc(100% - 40px)}.header-inner{min-height:80px}.brand img{height:76px}.menu-toggle{display:block}nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;max-height:calc(100dvh - 110px);overflow-y:auto;padding:20px;border-bottom:1px solid var(--line)}nav.is-open{display:flex;align-items:stretch;flex-direction:column;gap:0}nav>a,.nav-group summary{padding:12px;font-size:14px}.dropdown{position:static;box-shadow:none;border:0;border-left:1px solid var(--gold);margin-left:12px;padding-top:0}.hero-layout{grid-template-columns:1fr;gap:36px;padding-block:55px;min-height:0}.hero-image{max-width:560px}.hero-image>img{height:340px}.hero-mark{display:none}.three{grid-template-columns:repeat(2,minmax(0,1fr))}.section-head{gap:40px}.section{padding-block:60px}.form-layout{grid-template-columns:1fr;gap:28px}.footer-grid{grid-template-columns:1.3fr 1fr;gap:35px}.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom{flex-wrap:wrap}}
@media(max-width:600px){.container{width:calc(100% - 36px)}.topbar{font-size:9px;letter-spacing:1px}.topbar .container>span{max-width:55%}h1{font-size:39px;letter-spacing:-1px}h2{font-size:32px}.hero-copy>p{font-size:16px}.hero .button{font-size:12px;padding-inline:16px;gap:15px}.hero-image>img{height:285px}.image-caption{left:0;bottom:24px;max-width:90%}.trust .container{flex-direction:column;gap:8px;font-size:12px}.section-head,.three,.two,.steps,.footer-grid{grid-template-columns:1fr;gap:20px}.section-head{margin-bottom:0}.card{padding:27px}.steps{margin-top:30px}.cta-layout{align-items:flex-start;flex-direction:column}.form-card{padding:24px 18px}.form-grid{grid-template-columns:1fr;gap:0}.choices{gap:8px}.choice{font-size:12px}.footer-grid>div:last-child{grid-column:auto}.prose h1{font-size:35px}.prose h2{font-size:26px}.footer-bottom{font-size:11px;align-items:flex-start;flex-direction:column}.notice{padding:15px}.button{max-width:100%}nav .nav-cta{margin-top:12px}.topbar a{letter-spacing:0;white-space:nowrap}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Identité du logo fourni : bleu nuit et doré. */
:root{--navy:#00173c;--dark:#00112d;--gold:#e0b65f;--paper:#061c3d;--ink:#f4f1e9;--muted:#c0ccdc;--line:#b68b3a45}
body{background:var(--navy);color:var(--ink)}
.topbar{background:var(--dark);color:#d5c395;border-bottom:1px solid #e0b65f25}
.header{background:var(--navy);border-color:#e0b65f35}
.header-inner{min-height:104px}
.brand,.brand img{width:170px}.brand img{height:88px;object-fit:cover;object-position:center}
nav{color:#e5e8ee}nav>a:hover,nav>a[aria-current]{color:var(--gold)}
.nav-cta,nav .nav-cta:hover{background:linear-gradient(120deg,#f0d18a,#d6a94e);color:var(--dark)}
.dropdown{background:#071d3d;border-color:var(--line);box-shadow:0 18px 50px #0006;color:var(--ink)}
.dropdown a:hover{background:#ffffff09;color:var(--gold)}
.menu-toggle{background:transparent;border-color:#e0b65f66;color:var(--gold)}
.hero{background:linear-gradient(135deg,#001536 25%,#092547);border-bottom:1px solid #e0b65f30}
.hero-copy>p{color:#c9d3e1}.hero .eyebrow,.eyebrow,.cta .eyebrow{color:var(--gold)}
.hero-image{border-color:#e0b65f88;padding:10px;background:#ffffff04}
.image-caption{background:#00112df5;border-color:var(--gold);color:#e5c47b}.image-caption span{color:#d4deeb}
.hero-mark{color:#e0b65f33;border-color:#e0b65f33}.hero-mark span{color:var(--gold)}
.button{background:linear-gradient(120deg,#f2d38a,#d3a44a);color:var(--dark);border-color:#efce87}
.button:hover{background:linear-gradient(120deg,#fae2a7,#e0b65f)}
.trust{background:var(--dark);border-color:#e0b65f2b;color:#dfe4ed}.trust span:before{color:var(--gold)}
.section h2{color:#ead3a1}.soft{background:var(--paper)}
.card{background:linear-gradient(145deg,#0a2446,#031a3b);border-color:var(--line)}
.card h3{color:#f0d392}.card p,.steps p{color:var(--muted)}.card-num,.text-link span,.steps article>span{color:var(--gold)}
.text-link{color:#e7c678;border-color:#e0b65f66}.text-link:hover{color:#ffe1a2}
.steps article{border-color:#e0b65f88}.steps h3{color:#ead3a1}
.cta{background:linear-gradient(115deg,#00112d,#092547);border-block:1px solid #e0b65f35}.cta h2{color:#f4eee2}
.form-section{background:var(--paper)}.form-card{background:#021735;border-color:#e0b65f55;box-shadow:0 20px 60px #0002}
.notice{background:#ffffff05;color:#c6d0df}.notice a{color:#efcb7d}
.contact-line{color:#edcb82}.required-note{color:#b7c4d7}
input:not([type=checkbox]):not([type=radio]),textarea,select{background:#0a2445;border-color:#9baaC066;color:#f3f0e8}
input::placeholder,textarea::placeholder{color:#aebed0;opacity:1}.choice{background:#0a2445;color:#e2e8f0;border:1px solid #c7a36622}
input[type=radio],input[type=checkbox]{accent-color:#d8ad57}.consent{color:#d6deea}
.alert.error{background:#421e27;border-color:#ce8d90;color:#ffe2e0}.alert.success{background:#123a32;border-color:#81b9a0;color:#e3fff0}
.prose h1{color:#f0d392}.prose a{color:#efca79}
footer{background:var(--dark);color:#c0ccdc;border-top:1px solid #e0b65f22}.footer-grid h2{color:var(--gold)}
.footer-brand{width:170px;display:block}.footer-brand img{width:170px;height:88px;object-fit:cover;object-position:center}
.footer-grid a:hover{color:#edcb82}.footer-bottom{border-color:#e0b65f33}.skip{background:#efd08a;color:var(--dark)}
:focus-visible{outline-color:#f0ca73}
@media(max-width:1100px){.brand,.brand img{width:140px}.brand img{height:80px}}
@media(max-width:900px){.header-inner{min-height:86px}.brand,.brand img{width:145px}.brand img{height:78px}nav{background:var(--navy);border-color:var(--line)}nav>a,.nav-group summary{color:#e2e8ef}.dropdown{border-left-color:var(--gold)}}
@media(max-width:600px){.brand,.brand img{width:134px}.brand img{height:74px}.header-inner{min-height:80px}.footer-brand,.footer-brand img{width:158px}.footer-brand img{height:82px}}

/* Insurance chooser and progressive quote journey */
.gold-text{color:var(--gold)}.insurance-picker{background:#092449;border:1px solid var(--line);border-radius:18px;padding:32px;scroll-margin-top:140px}.insurance-picker h2{font-size:28px;line-height:1.2;margin:14px 0 24px}.insurance-picker p{font-size:14px;color:var(--muted)}.picker-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.picker-grid a{display:flex;align-items:center;gap:12px;padding:20px 14px;border:1px solid var(--line);border-radius:10px;background:#00173c;color:var(--ink);text-decoration:none}.picker-grid a:hover,.picker-grid a:focus-visible{border-color:var(--gold);background:#123259}.picker-grid span{color:var(--gold);font-size:12px}.picker-grid b{margin-left:auto;color:var(--gold)}.form-progress{list-style:none;display:flex;gap:8px;padding:0;margin:0 0 28px}.form-progress li{flex:1;padding:12px 4px;border-bottom:2px solid var(--line);font-size:14px;color:var(--muted)}.form-progress li.active{color:var(--gold);border-color:var(--gold)}.form-step[hidden],.step-navigation[hidden],.step-navigation button[hidden]{display:none!important}.step-navigation{display:flex;justify-content:space-between;gap:12px;margin-top:24px}.button.secondary{background:transparent;color:var(--gold);border:1px solid var(--gold)}.selected-product{padding:15px;border:1px solid var(--line);border-radius:8px;color:var(--gold)}.selected-product a{display:block;font-size:13px;margin-top:6px;color:var(--muted)}.form-step h3{color:var(--gold)}@media(max-width:600px){.insurance-picker{padding:22px 16px}.picker-grid a{padding:16px 10px;font-size:14px}.form-progress li{font-size:12px}.hero-copy h1{font-size:42px}}

#navigation[hidden]{display:none!important}html{scroll-padding-top:140px}input,select,textarea{min-width:0;max-width:100%}

/* Préférences accessibles, avec acceptation et refus de même importance. */
[hidden]{display:none!important}.cookie-manage{background:none;border:0;color:inherit;text-decoration:underline;padding:0;font:inherit;cursor:pointer}.cookie-banner{position:fixed;bottom:0;left:0;right:0;z-index:100;background:#00173c;color:#fff;border-top:2px solid #e0b65f;box-shadow:0 -8px 32px #0003;max-height:80vh;overflow:auto}.cookie-inner{width:min(1200px,calc(100% - 40px));margin:auto;padding:24px 0}.cookie-banner h2{font-size:24px;margin:0 0 10px}.cookie-banner p{font-size:14px;line-height:1.6;margin:0 0 16px}.cookie-actions{display:flex;gap:12px;flex-wrap:wrap}.cookie-banner button{background:#e0b65f;border:1px solid #e0b65f;color:#00112d;padding:11px 18px;min-height:44px;font-weight:700;cursor:pointer}.cookie-banner a{color:#e0b65f}.cookie-banner label{display:flex;align-items:center;gap:12px;margin:16px 0;font-size:14px}.cookie-banner :focus-visible,.cookie-manage:focus-visible{outline:3px solid #fff;outline-offset:3px}@media(max-width:600px){.cookie-actions{display:grid;grid-template-columns:1fr 1fr}.cookie-actions button:last-child{grid-column:1/-1}.cookie-inner{width:calc(100% - 32px);padding:18px 0}.cookie-banner h2{font-size:21px}}